Retirement Portfolio Calculator

Free and Secure

  • Completely FREE, no credit card, no email is required
  • No Personal Data is required
  • Loads and saves data on your device
  • No data saved on the server or in the cloud

Canadian

  • Canadian Income tax for all provinces
  • Adjusts for Old Age Security Claw-back
  • Adjusts for RRSP to RRIF and RRIF Minimum withdrawals
  • Extra income (beyond expenses) is added as a saving
  • Optimize taxation when withdrawing from various account types
  • RRSP, TFSA investment accounts tax rules
  • Adjusts for Capital Gains rules

Unique Features

  • Supports home downsizing, disposing/acquiring of properties
  • Rental properties
  • Multiple expenses over the portfolio span
  • Multiple rates for inflation: Real Inflation, Official Inflation, and Real Estate Increase
  • Multiple scenarios

Load Sample Portfolios

My Portfolio
Person Information

Rates

% % % %
% Income - expenses - taxes - loans

Results Summary

Charts

Monte Carlo Analysis:

Monte Carlo Chart

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